The cash envelope system is never new; it has been used for ages. However, not too many people understand how to maximise its benefits. It aims to basically stop you from going overboard on your… Read More »The Cash Envelope System, the Ultimate Weapon to Fight Overspending
Creating a budget is a very personal process. It is a reflection of the values you uphold. Joe Biden was quoted as saying: “Don’t tell me what you value, show me your budget and I… Read More »Progression is Key, Not Perfection
Last week, just when I was doing my daily 15-minute routine of checking our budget and our bank account online, I noticed a very unfamiliar payment out of our account. I did not process this… Read More »A Mistake is not an Excuse to Quit
It only costs $0.00 to be grateful for what we already have so please allow me to speak my gratitude out loud for this week: I am grateful that I am able to celebrate months… Read More »Thankful Thursday
One of the hardest things to accomplish in our financial journey is learning about and acknowledging the spending decisions. The key step when we seriously dealt with budgeting was identifying our needs versus wants. It… Read More »When You Know Better, You Do Better
Debt has been normalised these days. Some people are into the habit of borrowing money to get by in the form of loans or to simply purchase whatever they fancy by swiping via credit cards. … Read More »Debt-Free is the New Sexy
Every waking hour, the only thing I know is to give back all the glory to God. I thank Him for always carrying me to this place of peace that I thought was impossible! This… Read More »Thankful Thursday
After reading some of the issues and comments published at some pages I follow and having to reflect on the many perspectives, and thinking as objective as my humanness would allow, please let me share… Read More »Fixed Mindset vs Growth Mindset
When I was working my way through our finances, I have learned that setting a system in place and finding the time to sit down and work on our budget did wonders. Please don’t be… Read More »The 15-Minute Routine that Changed my Life
It’s the weekend and we spent the day at home as the spike of Covid-19 local transmission is escalating once more; we can’t let our guard down. My family’s safety is the number one priority;… Read More »Some Ways to Have Fun with Kids for Free
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