Thankful Thursday
Today, we are speaking our awe and gratitude to the beautiful journey we have chosen to take. For the past year, we challenged ourselves to trust the process so we can be on top of… Read More »Thankful Thursday
I Am Debt-Free!
Today, I celebrate and cherish this moment to be finally free from the shackles of debt! In a little less than a year, I tackled $34,507.43 in both credit card debt and personal loan respectively!… Read More »I Am Debt-Free!
Thankful Thursday
It has been two months since I have last written down a gratitude post. Today, I am ending my procrastination. I still fall into this bad habit by justifying that I am a working mother… Read More »Thankful Thursday
Travel Sinking Funds
You must have known by now that we are a huge fan of sinking funds. This is our most favourite category in our budget plan which we can’t live without. This is the process of… Read More »Travel Sinking Funds
September 2020 Budget Summary
The first half of September was quite challenging. I was successful in doing the no-spend challenge for months. September is a bit different though; it’s now spring in our neck of the woods where all… Read More »September 2020 Budget Summary
The Power of Delayed Gratification
I have made a lot of dumb money decisions in the past. I must confess, I’m not a fan of delayed gratification. I used to make decisions on impulse especially in buying nice things because… Read More »The Power of Delayed Gratification
August 2020 Budget Summary
August has quickly come and gone! Winter is finally over in our neck of the woods. It’s a relief to feel some warmer days after hibernating in the freezing temps for some time. I speak… Read More »August 2020 Budget Summary
Thankful Thursday
Let me speak my gratitude for this week: I feel mighty proud of myself for assigning every penny a job! It has helped me get my butt into gear. I have been seriously tweaking our… Read More »Thankful Thursday
How to Give Yourself Permission to Spend Money
Today, we gave ourselves permission to spend money and to spend time with each other as a couple: child-free and guilt-free. It is extremely important that even when we live on a budget, we feel… Read More »How to Give Yourself Permission to Spend Money
Zero-Based Budgeting, the Method that Changed my Life Forever
Zero-Based budgeting is the perfect method for our family; I can say this now with such confidence. I have now mastered the art of creating our budget successfully based on this method. At first, I… Read More »Zero-Based Budgeting, the Method that Changed my Life Forever